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Author Guidelines

Academics who are interested in sending empirical research to the Indonesian Journal of Muamalat (JMI), must write a minimum of 4500 words, excluding pictures, tables, and references. Articles sent to JMI are literature studies that meet scientific writing standards carried out by the academic community both internally or external and is not in the process of publication in other journals. The field of study that is the focus of JMI includes critical analysis of an issue of Islamic economics, monetary, finance and other business studies that are still relevant to topics in the field of Islamic Economics.

Manuscripts must be prepared according to the writing guidelines contained in the MS Word article template:

all manuscripts must be submitted to the JMI Editor using Online Submission at the E-Journal portal address:, where the author registers as an Author online. If the author has problems submitting online, please contact the Editorial Office at the following email:

Each submitted paper is independently reviewed by at least two peer-reviewers. The decision for publication, change or rejection is based on their report/recommendation and is made by the Editor. If two or more reviewers consider a manuscript unfit for publication in this journal, a statement explaining the basis for that decision will be sent to the authors within one month from the date of submission.

We will run a similarity test for articles submitted using ithencate. The similarity tolerance level is about 30%.

General Writing Instructions:

  1. Articles are typed using Microsoft Office Word (or the like) and saved at least in Microsoft Word 97 - 2003 document format.
  2. The entire article must be written using Lucida Bright letter type, with 11 pt. in size, 1.15 spacing, A4 paper size. Please allow for one spacing between chapters.
  3. Allow top margins of (3 cm), bottom margins of (3 cm), left margins of (3 cm) and right margin (2,5 cm).
  4. Tables and pictures should credit the source (if they are taken from other references) and be numbered sequentially.
  5. Title of the table is centered and typed before the table itself using letter type of Lucida Bright with size 10 pt. The content of table is written with smaller size letter (Lucida Bright with size 10 pt.)
  6. Title of the picture is centered and typed after the picture itself using letter type of Lucida Bright with size 11 pt. For authors who provide diagrams or graphs, please make sure that all diagrams and graphs is editable so editor can resize easily to fit the space in the printed version.
  7. Mathematical and statistical formula must be numbered sequentially and be cited properly (if they from other sources). Please use Microsoft Equation to type the formula that can ease the editor for the copy-editing process..
  8. All citations and references have to be listed completely in list of references, and vice versa. Please consider using citation management software, such as Mendeley, for ensuring the citation to be well-managed..

Sequences of the Manuscripts

Interested authors should structure their articles based on the following sequences, otherwise JMI will return the articles for revision..

  • Title

Title uses Lucida Bright, Bold at 18 pt size. The title is centered and capitalized for each word. Use bold for the title.

  • Abstrak

The abstract uses Lucida Bright with 10 pt. The abstract is about 150-200 words and it should cover the research problems and objectives, research methods, research findings, contributions, or implications.

  • JEL

JEL consists of maximum 3 JEL codes. You can see the JEL code on this site

  • Keywords

Keywords represent the five most relevant subjects. Keywords are words or phrases that frequently appear in the article and commonly reflect discussion topic.

  • Introduction

Introduction covers the background of the research issues, indications and research problems, research objectives, originalities of ideas and research contribution. The relevant review of previous research should be well-organized to provide interesting scientific argumentation and attract more readers' curiosity.

  • Literatur Review

Literature review cites theories and previous researches that are relevant to the topic of the research. For quantitative research, this section serves as a theoretical synthesis and logical basis for developing research hypotheses and models.

  • Research Methods

This section describes the theoretical foundations and technical information that is adequate for conducting and reproducing the research well, including details of types of research and the reasons for choosing, nature of collected data and the collection methods, methods of analyzing data, and finally, how to make decisions from the data.

  • Results and Discussions

This section elaborates the results of the research completely and is usually followed by the discussion of the newly-obtained results toward the underpinning theories. The discussion can either confirm or reject prevailing theories or generate new theoretical foundations and understanding about the world phenomena from different theoretical standpoints.

  • Conclusion

This section concludes the research results and proposes the theoretical and practical implications. In these sections, authors usually express the limitations of the current study and recommend ideas and improvements for future research.

  • References

We expect authors to use a minimum of 80% of primary sources from journal articles in the last ten years. The author uses the APA Style (7 Edition) reference system and Mendeley as the reference manager.


Submission Preparation Checklist

As part of the submission process, authors are required to check off their submission's compliance with all of the following items, and submissions may be returned to authors that do not adhere to these guidelines.

  1. The submission has not been previously published, nor is it before another journal for consideration (or an explanation has been provided in Comments to the Editor).
  2. The submission file is in OpenOffice, Microsoft Word, RTF, or WordPerfect document file format.
  3. Where available, URLs for the references have been provided.
  4. The text is single-spaced; uses a 12-point font; employs italics, rather than underlining (except with URL addresses); and all illustrations, figures, and tables are placed within the text at the appropriate points, rather than at the end.
  5. The text adheres to the stylistic and bibliographic requirements outlined in the Author Guidelines, which is found in About the Journal.
  6. If submitting to a peer-reviewed section of the journal, the instructions in Ensuring a Blind Review have been followed.

Privacy Statement

The names and email addresses entered in this journal site will be used exclusively for the stated purposes of this journal and will not be made available for any other purpose or to any other party.


Publication Ethics Statement

JURNAL MUAMALAT INDONESIA (JMI ) is a journal managed by Faculty of Economics and Business of Tanjungpura University (FEB UNTAN) and published periodically 2 times a year. In accordance with the name of the journal, articles published on JMI are scientific papers of unreleased research in economics, Finance and Islamic development in Indonesia and other Islamic countries.


By submitting a manuscript to JURNAL MUAMALAT INDONESIA, the author(s) warrant that the manuscript is their own, original work and that it has neither been published previously nor is currently being considered for publication elsewhere. They also warrant that the sources of any ideas and/or words in the manuscript that are not their own have been properly attributed through appropriate citations and/or quotes.

An author should not normally publish manuscripts describing essentially the same research in multiple journals or publication venues. Such redundant publication is generally considered to constitute unethical publishing behavior, and if discovered may result in a manuscript under consideration being rejected, or a published article being retracted.

Authors of manuscripts reporting on original research should present an accurate account of the work performed, accompanied by an objective discussion of its significance. Underlying data should be represented accurately in the manuscript. The manuscript should contain sufficient detail and references to permit others to replicate the work. The fabrication of results and the making of fraudulent or knowingly inaccurate statements constitute unethical behavior and may be cause for rejection or retraction of a manuscript or published article.

Where the manuscript reports on commercial software, hardware, or other products, authors must include a declaration at the beginning of the manuscript in which they must either state that no conflict of interest exists or describe the nature of any potential conflict. All sources of financial support for the research should also be disclosed in the manuscript.

The author(s) of a manuscript agree that if the manuscript is accepted for publication in JURNAL MUAMALAT INDONESIA, the published article will be copyrighted using a Creative Commons “Attribution-Non Commercial-Share Alike” license. This license allows the author(s) to retain the copyright, but also allows others to freely copy, distribute, and display the copyrighted work, and derivative works based upon it, under certain specified conditions.

Authors are responsible for obtaining written permission to include any images or artwork for which they do not hold copyright in their articles, or to adapt any such images or artwork for inclusion in their articles. The copyright holder must be made explicitly aware that the image(s) or artwork will be made freely available online as part of the article under a Creative Commons “Attribution-Non Commercial-Share Alike” license.

The authors’ names should be listed on the article in order of their contribution to the article, and all authors take responsibility for their own contributions. Only those individuals who have made a substantive contribution should be listed as authors; those whose contributions are indirect or marginal (e.g., colleagues or supervisors who have reviewed drafts of the work or provided proofreading assistance, and heads of research institutes/centers/labs) should be named in an “Acknowledgments” section at the end of the article, immediately preceding the Reference List. The corresponding author must ensure that all appropriate co-authors and no inappropriate co-authors are included on the article, and that all listed co-authors have seen and approved the final version of the article and agreed to its publication.

Where an author discovers a significant error or inaccuracy in an article of his/hers that has been published in JURNAL MUAMALAT INDONESIA, he/she has an obligation to promptly notify the editors and cooperate with them to correct the article or retract it as appropriate.


JURNAL MUAMALAT INDONESIA’s reviewers perform work for the journal on a volunteer basis. Given that most of these individuals are in full-time employment, their reviewing activities for JURNAL MUAMALAT INDONESIA must, by necessity, not be their top priority. Reviewers are free to decline invitations to review particular manuscripts at their discretion, for example, if their current employment workload and/or other commitments make it prohibitive for them to complete a review in a timely fashion and to do justice to the task in the available timeframe. They should also not accept manuscript review assignments for which they feel unqualified.

Reviewers who have accepted manuscript assignments are normally expected to submit their reviews within three weeks. They should recuse themselves from the assignment if it becomes apparent to them at any stage that they do not possess the required expertise to perform the review, or that they may have a potential conflict of interest in performing the review (e.g., one resulting from competitive, collaborative, or other relationships or connections with any of the authors, institutions, or companies associated with the manuscript).

Privileged information or ideas obtained by reviewers through the peer review process must be kept confidential and not used for personal advantage. Any manuscripts received for review must be treated as confidential documents, and must not be shown to or discussed with others except as authorized by the JURNAL MUAMALAT INDONESIA Editor.

When conducting their reviews, reviewers are asked to do so as objectively as possible, refraining from engaging in personal criticism of the author(s). They are encouraged to express their views clearly, explaining and justifying all recommendations made. They should always attempt to provide detailed and constructive feedback to assist the author(s) in improving their work, even if the manuscript is, in their opinion, not publishable.

Reviewers should identify in their reviews relevant published work that has not been cited by the author(s), together with any instances in which proper attribution of sources has not been provided. They should call to the responsible editor’s attention any major resemblances between a manuscript under consideration and other published articles or papers of which they are aware, as well as any concerns they might have in relation to the ethical acceptability of the research reported in the manuscript.


The JURNAL MUAMALAT INDONESIA Editor has ultimate responsibility for deciding if a manuscript submitted to JURNAL MUAMALAT INDONESIA should be published, and in doing so is guided by the journal’s policies as determined by the JURNAL MUAMALAT INDONESIA editorial board and constrained by such legal requirements as shall then be in force regarding libel, copyright infringement, and plagiarism. The Editor may consult with the Associate Editor and other members of the editorial team, as well as with reviewers, in making publication decisions.

The editors will evaluate manuscripts for their intellectual content without regard to the race, color, gender, sexual orientation, religious beliefs, ethnic origin, citizenship, or political philosophy of the author(s). They will not disclose any information about a manuscript under consideration to anyone other than the author(s), reviewers and potential reviewers, and in some instances the JURNAL MUAMALAT INDONESIA editorial board members, as appropriate. Additionally, the editors will make every effort to ensure the integrity of the blind review process by not revealing the identity of the author(s) of a manuscript to the reviewers of that manuscript, and vice versa.

When evaluating a manuscript for publication, in addition to considering standard criteria pertaining to the rigor of the manuscript, the quality of its presentation, and its contribution to humanity’s stock of knowledge, the editors will also seek evidence that ethical harms have been minimized in the conduct of the reported research. They will question whether the benefits outweigh the harms in the particular study’s case. Since JURNAL MUAMALAT INDONESIA welcomes the submission of manuscripts from any country, it is necessary to recognize that laws and regulations regarding research ethics and ethical approval vary worldwide. As such, the editors may need to seek clarification in this regard with the author(s) and request that they supply a letter from the relevant institutional ethics committee or board that approved the research.

The editors will be guided by CORE’s Guidelines for Retracting Articles when considering retracting, issuing an expressions of concern about, and issuing corrections pertaining to articles that have been published in JURNAL MUAMALAT INDONESIA. They are committed to working closely with research organizations and institutions in line with CORE’s advice on Cooperation between Research Institutions and Journals on Research Integrity Cases